Welcome to CarFinance.co.ukCar Finance are here to help you when using credit to buy a new or used car. We have put together a guide containing information about the pros and cons of buying a new car or used car, running costs, finance tips and payment options.

Use our car finance loan calculator to calculate your loan repayments to see if they suit your budget before you apply. Read our new guide PCP (Personal Contract Plan) car finance.

Alternatively check our top 10 listings of the UK's leading Car Finance providers.

Many people view cars as simply a way to get from A to B. Buying a new or second hand car should be fun and pleasant. It is an opportunity to pick a car which defines what you need, the way you drive and your lifestyle. When you are buying a new car it is easy to be dazzled by the sales person, the metallic paintwork, or a V6 engine.

You should never let your emotions get the better of you, try and make a logical decision, remembering the most important thing - what you really need.

Before thinking about the style of car you want, make sure you have a clear picture of the amount of space you need, whether you need a 5-door, or whether 3 will do, and whether you are looking for a petrol or diesel engine.

Remember that after your house, your car will be the most expensive item you own, and that running costs such as petrol and insurance can add up to make motoring very expensive. Always think in terms of the full costs of keeping your car on the road, not just the car which looks nicest in the showroom.

Welcome Car Finance can provide credit at a competitive rate even if you have had CCj's, mortgage arrears, no credit history or if you are self employed.
Secured car loan for homeowners and tenants. ACF Car Finance supply the car and the finance.
First Plus Homeowner loan – borrow between £5,000 to £100,000 at an extra low interest rate of 8.5% apr variable. Online decision in minutes
Apply for a M&S Car Buying Plan today and enjoy not just a great low APR rate but you can also defer up to 60% of your loan until the end. Loans avail 10k - 20k. Good credit rating required


For a low rate car loan please apply below.

Are you looking for a car finance ? Do you have bad credit history ? Simply apply for a loan between 5k-50k and get the flexibilty to buy a car from the dealer of your choice. For more details click here.

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